Surprise billing occurs when patients receive unforeseen bills after receiving care from an out-of-network provider or facility, often without prior knowledge of their out-of-network status. Balance billing can occur when a healthcare provider charges you the difference between their fee and what your insurance covers, even after your insurance has paid its share.

Ultimately, this legislation aims to offer you greater transparency and peace of mind when it comes to understanding your healthcare costs upfront, thereby minimizing any unexpected financial stress.

Before the initial session, I provide my clients with a Good Faith Estimate, which formally outlines the expected charges for services or items provided, giving you the opportunity to fully comprehend the financial aspects of your care. Furthermore, I want to emphasize that I deeply respect your financial autonomy and will never adjust your fee without your explicit verbal and signed consent. Your trust and comfort are paramount to me, and I am here to support you every step of the way. 

Curious to learn more about your rights and protections? Check out the resources below from the Maryland Department of Insurance Administration.

• Video: No More Surprise Medical Bills: Five things to Know about the No Surprises Act

• From the Attorney General's Office: The No Surprises Act

In alignment with the spirit of the No Surprises Act, it is my commitment to you to prioritize transparency and clarity regarding fees and services. I firmly believe that you deserve to have a clear understanding of the financial aspects of your therapy journey from the very beginning.